Workers’ Compensation Insurance strengthens staff morale by showing employees they’re valued and protected. It also helps reduce turnover and boosts retention, which is critical in a high-churn industry like food service. Proper coverage can improve relationships with insurers and lower experience modification rates over time, reducing future premium costs. It also supports smoother operations by minimizing disruptions caused by workplace injuries and claims disputes.
References from some of the industry's most respected operators are gladly provided upon request
John Femiano is a trusted advisor to top restaurants. His in-house-style insurance program offers full protection and personalized service—without high internal costs. As an independent agency, his team shops top carriers and delivers proven result
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